Welcome to the SCT API documentation for PSP. This API enables PSPs to seamlessly manage SEPA credit transfers within the Single Euro Payments Area (SEPA), supporting end-to-end payment services for both issuing and receiving funds.

The SCT API facilitates the initiation and the reception of SEPA credit transfers, offering a standardized and secure solution for processing payment in real time. Developed in accordance with the ISO 20022 messaging standards, the API ensures compatibility across SEPA-compliant financial institutions and promotes operational efficiency.

Overview Designed for PSP, the SCT API offers a standardized, secure platform making it suitable for PSP handling domestic and cross-border transactions in the SEPA region.

Through the SCT API, a PSP can initiate, payment, track transaction statutes, manage returns, handle cancellations and process non-automatic return codes as part of regulatory compliance.

Scope

SEPA Zone

Key Features

• Payment issuance: Easily initiate SEPA credit transfers across the SEPA region, compete with recipient details, payment references and execution dates.
• Payment reception: Handle incoming SEPA credit transfers with automated notification and reconciliation features.
• Transaction status monitoring: Track transaction status in real-time, offering enhanced transparency and the ability to manage payments efficiently.
• Error and compliance management: Leverage standardized error codes and messaging to support rapid troubleshooting and ensure compliance with SEPA regulations.

Why choosing our SCT API Our SCT API offers a premier solution for PSP who require a secure, complaint and efficient way to manage SEPA payment across the Single Euro Payment Area.

• Real-time tracking and transparency: Track the payment Lifecycle from initiation to completion improving service quality and providing clear visibility.
• Compliance and security: Built on ISO 20022 standards, our SC T API ensures alignment with SEPA regulatory requirements and robust security protocols.
• Streamlined workflows: Simplify payment processing, reduce manual workload, and enable automated error handling and reconciliation, improving operational efficiency.
• Dedicated support: We offer dedicated technical and account support, guiding YOU through implementation, troubleshooting and best practices.

Next steps

• Explore our swagger documentation for more technical details. More information For more information, visit the API portal or contact our support team.